Disclosure Statement
Licensing Information
Dashper and Kemp is licenced by the FMA as a Financial Advice Provider and holds a licence issued by the Financial Markets Authority to provide financial advice. Tamati Kemp is authorised under that licence to provide financial advice.
Financial Service Providers Register: https://fsp-register.companiesoffice.govt.nz/
DASHPER AND KEMP FSP1007090
TAMATI KEMP FSP483007
Dashper and Kemp has standard conditions to it's licence. There are no conditions specific to Dashper and Kemp nor limitations or restrictions on the advice that may be given.​​​​​
Nature and scope of financial advice provided
Personal Insurance
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Life Insurance Cover
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Mortgage Protection Cover
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Trauma/Critical Illness Cover
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Income Protection
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Health Insurance Cover
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Total Permanent Disability Cover
Product providers we can recommend:
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Partners Life
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AIA
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Fidelity Life
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Chubb Life
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Nib
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Southern Cross
Business Insurance
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Debt protection
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Share Holder Protection
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Key Person cover
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Loss of Revenue
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Employer group schemes
NB – Dashper and Kemp does not advise on:
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Mortgages
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Financial Planning
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Fire and General Insurances
Fees and Expenses
Dashper and Kemp does not charge fees, expenses or any other amount for the financial advice provided to clients.
Dashper and Kemp receive commissions from the insurance companies If you decide to take out the insurance. The chosen provider will pay a commission to Dashper and Kemp based on a percentage of the yearly premium.
Ongoing commission is paid by the provider for each year the policy remains in force.
Conflicts of Interest and Incentives
At the time of preparing this disclosure document we do not have any Conflicts of Interest that would influence the advice we provide. If any conflict occurs in the future, we will advise you and inform you how we would manage that conflict to not influence the advice we provide.
Commissions for Insurances do vary from provider to provider. They are based on a % of the annual premium you pay to the Insurance Provider. We manage this potential conflict by using independent research to select the best solution for your circumstances.
From time to time, providers may reward us for the overall business we provide to them. They may give us tickets to sports events, hampers, invitations to events, subsidized professional development, discounted training courses etc.
How we manage the conflicts of interest
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We manage a potential conflict by using independent research to select the best solution for your circumstances
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We maintain registers of conflicts of interest and the gifts and incentives we receive.
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We undertake an annual independent Compliance Assurance Review
Complaints and Dispute Resolution
Dashper and Kemp is committed to ensuring that all client complaints are handled and resolved in a professional, fair and timely manner in accordance with our Client Complaints Policy and associated procedures. If you are not satisfied with our financial advice services, please contact us as soon as possible.
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You may contact our internal complaints by calling 0224387981 or email tamati@dashperandkemp.co.nz
We will consider your complaint and let you know how we intend to resolve it. We may need to contact you to get further information about your complaint. We aim to resolve complaints within 10 working days of receiving them. If we can’t, we will contact you within that time to let you know we need more time to consider your complaint.
We will contact you by phone or email to let you know whether we can resolve your complaint and how we propose to do so.
If we can’t resolve your complaint, or you aren’t satisfied with the way we propose to do so, you can contact Financial Services Complaints Ltd (FSCL) – A Financial Ombudsman Service. This service will cost you nothing and will help us resolve any disagreements.
FSCL contact details are: PO Box 5967, Lambton Quay, Freephone: 0800 347257 Email address: info@fscl.org.nz
Duties Information
Dashper and Kemp have duties under the Financial Markets Conduct Act 2013 relating to the way that we give advice.
We are required to
(i) meet the standards of competence, knowledge, and skill set out in the code of conduct; and
(ii) give priority to your interests; and
(iii) exercise care, diligence, and skill; and
(iv) meet the standards of ethical behaviour, conduct, and client care set out in the code of conduct.
More information about the duties we have is available by contacting us, or by visiting the Financial Markets Authority website https://www.fma.govt.nz.
Contact Details
Tamati Kemp
Managing Director