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Services

We provide insurance strategies to meet the unique needs of your family and your business. We are here to assist you with:

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Life insurance

Life Cover delivers a one-time payment should you pass away or be diagnosed with a terminal illness. These funds can be used at your family’s discretion to settle business or personal debts, provide an ongoing income stream, and manage immediate final expenses.

Health insurance

Health insurance lets you bypass the public queue to access private healthcare, specialists, and treatments. This can mean a reduction in wait times, broader treatment options and a quicker return to normal life. 

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Mortgage Repayment & Income Protection

If you suffer a sickness or injury that prevents you from working, Mortgage Repayment Cover & Income Protection is designed to cover your fixed mortgage repayments or protects a portion of your income, in the form of a monthly benefit.

Critical Illness

Critical illness insurance delivers a lump-sum benefit upon the diagnosis of a serious medical condition, such as a heart attack, stroke, or cancer. This coverage is intended to manage costs that medical insurance may not; such as debt obligations, rehabilitation, or lost wages - giving you the financial freedom to prioritise your recovery.

Total & Permanent Disablement Cover

Total and Permanent Disablement (TPD) insurance provides a one-time lump-sum payment if a serious illness or injury leaves you permanently unable to return to work.

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Business Cover

(Key Person Cover, Loss of Revenue, Debt Protection Cover)

Business protection is designed to safeguard your company against the temporary or permanent loss of a key employee. Flexible options allow you to fund replacement staff, formalize buy/sell agreements, recover lost revenue, and clear outstanding business debts.

Group insurance

Group medical schemes provide shareholders and employees with exclusive benefits and premium rates that are typically inaccessible to individuals.

 

These packages can be customized to align with your budget and organizational structure, serving as a powerful tool for attracting and retaining top-tier talent.

ACC levies

If you are self employed or run your own business, ensuring agreed values and the correct structure with ACC can guarantee compensation, along with the opportunity to save on levies.

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